Best Small Business Credit Cards 2012 [9to5financial.blogspot.com]

Best Small Business Credit Cards 2012 [9to5financial.blogspot.com]

Come Down To Me – Saving Jane READ: Okay, I’m going to try to get back into making videos. But this time I want to record my own footage on my computer, so, if you have any suggestions for song choices or TV/Game/Movie scenes to add, please message me! Thank You -Linnea NOTICE! I DO NOT OWN THESE PHOTOS, OR MUSIC! I DO NOT GET PROFIT OR BENEFIT FROM MAKING THIS SLIDESHOW! Goals: [x] 1000 views by my B-Day April 21st [x] 2000 views by Thanks Giving ’09

Saving Jane – Come Down To Me (Lyrics) I fell in love with this song and I noticed that no one has a video with lyrics. So here it is. Over 80000+ views! Thank you all so much! I do not own the audio for this video. It is the property of the respective owners. This video is for entertainment purposes only. Thank you.

RE: saving jane – Come down to me (special) i made this for patricia. (how original… not. somehow i thought it was very sweet from me to do)

Best Small Business Credit Cards 2012

Whether you have a small business with just one employee or over 100, it’s critical to track your your business expenses and keep them separate from your personal finances. Business credit cards help you do that, along with other perks like giving you some additional float time to pay off the balance, easy expense accounting and categorization, employee cards, business discounts, and my favorite: rewards and/or cash back. Here are the best small business charge and credit cards out there, I’ve included a few options depending on what best suits your needs.

The Chase Ink Cash^SM Business Card is a nice combination of upfront bonus and ongoing rewards utility. The sign-up bonus is up to $ 250 cash â€" $ 100 cash back bonus after your first purchase, plus an additional $ 150 after you spend $ 5,000 within the first 3 months. No annual fee. It’s a credit card with a 0% Introductory APR offer for 6 months on purchases and balance transfers. Here’s the cash back rewards:

• 5% cash back on the first $ 25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
• 2% cash back on the first $ 25,000 spent annually at gas stations and restaurants
• 1% cash back on all other card purchases with no limit to the amount you can earn

The Chase Ink Bold^SM Business Card is a premium card with an improved upfront bonus and better rewards, but comes with an annual fee (waived the first year). The sign-up bonus is worth $ 500 cash or $ 625 towards travel â€" 25,000 after your first purchase, plus an additional 25,000 after you spend $ 10,000 in the first 3 months. You get that extra 25% towards any travel booked at their Ultimate Rewards travel portal with no blackouts or restrictions, and their prices aren’t any more expensive than at an Expedia or Travelocity-type site.

You get the same 5X and 2X reward categories as the Ink Cash, but again you have the improved travel redemption option and you can transfer points 1:1 to programs like United Airlines and Hyatt hotels. This is a charge card, so there is not interest and the spending limit is more flexible. The annual fee is %0 the first year, $ 95 after that. My recommendation would be to try it out for the first year, and see if the premium benefits are worth it for you. If not, you can downgrade to a no annual fee version.

The Business Gold Rewards Card® from American Express OPEN is a charge card for small businesses where you must pay off the balance each month and you get the famous AMEX perks like purchase price protection, extended product return protection, and AMEX extended warranty. Details here, below are the highlights:

• Limited-time offer: 50,000 Membership Rewards points when you spend $ 5,000 in the first 3 months of Card membership. 50,000 MR points are very flexible. You could redeem for $ 500 in gift cards like Home Depot, Gap, Zappos, etc., 50,000 airline miles (even more during transfer bonus promotions), $ 500 towards airfare, and more.
• Triple points on airfare. What makes this card different is that you can now earn 3X points on airfare as well as 2X points on advertising, shipping, and gas purchases on the first $ 100,000 of eligible purchases in each category each calendar year. Everything else earns 1 point per dollar spent.
• The annual fee is $ 0 the first year, and $ 175 thereafter. This way you can try out the card for a year for free. Get unlimited Additional Gold Cards for an additional annual fee of $ 50 but this fee is also waived for the first year.

The Starwood Preferred Guest® Business Credit Card from American Express OPEN is the small business version of one of my favorite personal credit cards. The sign-up bonus is up to 25,000 Starpoints: 10,000 bonus Starpoints after your first purchase, and an additional 15,000 bonus Starpoints after you spend $ 5,000 in the first 6 months. $ 0 introductory annual fee for the first year, then $ 65. Star points from the Starwood Preferred Guest loyalty program are very flexible with multiple redemption options towards free hotel stays, frequent flier miles, and Amazon.com gift cards. I use them primarily for free hotel stays or topping up my miles accounts for awards, and actually value them at 2 cents a point or more.

The Capital One® SparkSM Cash Select card earns 1% cash back on all purchases, plus a 50% bonus on the cash back you earn every year with no annual fee. As long as your card is still open at the end of the year, that’s a total of 1.5% cash back. You can request the cash back as a credit on your account, or in the form of a check. In addition, it offers $ 0 Fraud Liability if your card is lost or stolen, as well as a year-end Summary to help you track business expenses.

The Capital One® SparkSM Cash card earns a whopping 2% cash back on ALL purchases. $ 0 intro annual fee for the first year, and $ 59 after that. This card is ideal for those business that make a large amount of purchases. You can request the cash back as a credit on your account, or in the form of a check. In addition, it offers an $ 0 Fraud Liability if your card is lost or stolen, as well as a year-end Summary to help you track business expenses.

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