Alexia Cortez, a Sexy D&D Chick Dungeons and Dragons geeks unite! Beauty Alexia Cortez is back… and we need a saving throw against extreme hotness. Check out her new set and sexy video.
How to Play Dungeons & Dragons : Dungeons & Dragons Combat Learn about the combat system for Dungeons and Dragons in this free D&D video. Expert: Robert Beverly Bio: Robert Beverly played his first Dungeons & Dragons game back in 1991. His current collection exceeds 100 books. One measure of a DM’s success is the number of years he or she runs a campaign. Filmmaker: Christopher Rokosz
The Baristas: Episode Five – Poker Night Sam and Dierdre ‘s plan to pay off a psychotic pastry chef with a makeshift poker game is imperiled when Chase starts winning big. // Filmed at Pittsburgh’s Affogato cafe // Theme: “Never Listen to Me” by The Thermals
Recent Investment Returns By Asset Class â€" September 2012
Here is my monthly update of the trailing total returns for the major asset classes that I find useful. I am using passive ETFs to track asset classes, as they represent “real†investments that you can buy and sell. See August 2012 asset class returns for additional background and comparison.
| Asset Class Representative ETF Benchmark Index | 1-Mo | 1-Year | 5-Year | 10-Year |
| Broad US Stock Market Vanguard Total Stock Market (VTI) MSCI US Broad Market Index | 2.58% | 30.26% | 1.57% | 8.73% |
| Broad International Stock Market Vanguard Total International Stock (VXUS) MSCI All Country World ex USA Investable Market Index | 1.93% | 13.58% | -4.52% | 9.44% |
| Emerging Markets Vanguard Emerging Markets ETF (VWO) MSCI Emerging Markets Index | 5.32% | 17.74% | -1.73 | 16.58 |
| REIT (Real Estate) Vanguard REIT ETF (VNQ) MSCI US REIT Index | -1.84% | 32.32% | 2.68% | 11.42% |
| Broad US Bond Market Vanguard Total Bond Market ETF (BND) Barclays U.S. Aggregate Float Adj. Bond Index | 0.09% | 5.00% | 6.52% | 5.31% |
| US Treasury Bonds â€" Short-Term iShares 1-3 Year Treasury Bond ETF (SHY) Barclays U.S. 1-3 Year Treasury Bond Index | 0.02% | 0.40% | 2.69% | 2.69% |
| US Treasury Bonds â€" Long-Term iShares 20+ Year Treasury Bond ETF (TLT) Barclays U.S. 20+ Year Treasury Bond Index | -2.32% | 6.10% | 11.19% | 7.82% |
| TIPS / Inflation-Linked Bonds iShares TIPS Bond ETF (TIP) Barclays U.S. TIPS Index | 0.50% | 8.87% | 7.79% | n/a |
| Gold SPDR Gold Shares (GLD) Price of Gold Bullion | 7.70% | 9.20% | 18.57% | n/a |
Here is a chart of the 1-year trailing returns for the major asset classes above, which I use for rebalancing. Note that I do not necessarily invest in all the listed asset classes, see my personal portfolio for more details.
Looks like nearly all asset classes are up from a year ago. Indeed, the US stock market is up over 30% from a year ago… find a guru or economist that predicted that! Over the past 10 years, the US stock market had an a 8.59% annualized return. The hyped “lost decade†looks a lot different once you simply move your timeframe a few years. The longer I invest, the less I pay attention to short-term market predictions from anyone.
* Listed are total returns (includes dividends and interest) as calculated by Morningstar as of 8/31/12. All periods longer than one year are annualized. NAV returns are listed except in the case of GLD, as there is not a significant premium/discount to NAV for the other ETFs and the NAV returns match the equivalent Vanguard mutual fund returns. In certain cases, I am using the long-term returns of the equivalent Vanguard mutual funds as Vanguard ETFs are simply a different share class of the mutual funds, share the same underlying investments (VXUS/VTIAX, VWO/VEIEX, VNQ/VGLSX, BND/VBLTX).
Find more in Investing, Monthly Updates | 10/1/12, 3:00am | Trackback
Appreciated from: Recent Investment Returns By Asset Class â€" September 2012; hopefully provide insights.
Kuwait Finance House (M) Bhd (KFH) is looking at a five-year plan to reduce its non-performing financing (NPF) to industry average, according to the banks 2-month old chief executive officer Puan Jamelah Jamaluddin. Kuwait Finance House (M) looking at 5-yr plan to cut bad loans
Gulf Finance House BSC (GFH or the Bank), the Bahrain-based Islamic investment bank, announced recently that it has signed a partnership aagreement with Wadhwa Group, an eminent real estate developer in India. The agreement will see GFH and Wadhwa develop core infrastructure of the Bank’s Energy City Navi Mumbai (ECNM) and Mumbai IT & Telecom City (MITTIC) projects (together termed as the Mumbai Economic Development Zone), and also secure a successful exit for investors. Following the infrastructure development GFH and Wadhwa will together develop integrated homes, affordable housing, hotels and malls on the two sites, which hold a strategic location on the outskirts of Mumbai. This follows GFH’s recent announce of returning back to profitability in Q1 of 2011 with a net profit of US$ 11.9 million for the quarter. The partnership creates a consortium which will benefit from the local expertise of Wadhwa Group, an organization with over 40 years of proven d evelopment experience in Mumbai. Announcing the agreement Mr. Esam Yousif Janahi, Executive Chairman of GFH said: “Our first priority is completion of our existing projects and exiting our investors. During this year we are planning and targeting a number of exits and some key developments. Our initial plan to subdivide the Mumbai land and sell to sub-developers at early stage was difficult to achieve due to market changes post financial crises – we recognized this and revised our strategy in partnership with Wadhwa to … Gulf Finance House Bahrain Launching SEZ at Panvel
The standing committee on finance has rejected the Insurance Amendment Bill and the UIDAI Bill while the Banking Laws Amendment Bill gets only a conditional nod, reports CNBC-TV18′s Economic Policy Editor Siddharth Zarabi. Finance house panel rejects UIDAI, Insurance Amendment Bill
No comments:
Post a Comment